Meet Our Team
Trusted Guidance for a Confident Retirement
At Retire With Medicare, we believe your financial future deserves the same level of care and attention you’ve given to those you love. Our team of experienced advisors provides comprehensive retirement and insurance planning—helping seniors navigate life’s financial decisions with confidence, clarity, and peace of mind.
We do more than just Medicare. We take a holistic approach to retirement planning—covering income, health care, life insurance, and protection strategies—so you can enjoy the freedom and security you’ve worked for.
Whether you’re exploring Medicare coverage, securing your family’s legacy, or designing a reliable income plan for the years ahead, our team is here to guide you every step of the way.
Our Advisors
Guiding You Toward a Confident Retirement
At Retire With Medicare, we believe retirement should be a time of peace, confidence, and financial security.
Our experienced advisors provide personalized guidance in Medicare, life insurance, and retirement planning — helping you make informed decisions for every stage of life.
We’re more than advisors — we’re your partners in building a retirement strategy that protects your health, wealth, and future.
Russell Haas
Comprehensive Retirement Planner & Medicare Advisor
George Watson
Comprehensive Retirement Planner
Gavin Foley
Comprehensive Retirement Planner & Medicare Advisor
Danielle Geddes
Comprehensive Retirement Planner & Medicare Advisor
Erika Spaulding
Comprehensive Retirement Planner & Medicare Advisor
Paul Nerkowski
Comprehensive Retirement Planner & Medicare Advisor
Russell Haas
Comprehensive Retirement Planner & Medicare Advisor
Russell Haas is a comprehensive retirement planner and independent broker serving the senior community throughout Connecticut and New York. His work is driven by a genuine mission: to empower retirees and pre-retirees with personalized insurance solutions and comprehensive retirement planning services. With years of hands-on experience and access to over 220 A-rated carriers, Russell helps clients navigate Medicare, develop income strategies, and safeguard their assets for the future.
Russell's approach centers on building lasting client relationships—he takes time to understand not just the numbers, but the individual stories and goals behind every plan. He believes in suggesting only plans he would recommend to his own family, seeing each client’s journey as a partnership toward a secure and fulfilling retirement.
“We don’t just look at the numbers—we take time to understand the people and stories behind them. The plans I suggest are the same ones I’d recommend to my own family if they were in your shoes.” — Russell
Areas of Expertise and Personal Values:
Licensed to serve both Connecticut and New York for Medicare and retirement planning
Extensive experience helping clients with Medicare, Term Life, Whole Life, Universal Life, and Annuities
Access to over 220 top-rated insurance carriers for tailored solutions
Committed to guiding clients through every aspect of retirement planning—from healthcare to income and asset protection
Known for a highly consultative, family-first approach to insurance and financial guidance
What our clients say about Russell
George Watson
Comprehensive Retirement Planner
George Watson brings decades of experience as a retirement income advisor, navigating the complexities of Medicare, retirement planning, and asset protection for Connecticut’s retirees. As an independent broker, George provides tailored advice and solutions from over 200 financial institutions, crafting customized plans that deliver security, reliable income, and peace of mind throughout retirement.
Clients appreciate George’s ability to break down complex financial concepts into relatable strategies, enabling truly confident decision-making. George serves individuals in the “Retirement Red Zone,” focusing on guaranteed income strategies and pension-replacement solutions that support long-term stability.
“Retirement should be exciting, not stressful. My mission is to help clients truly enjoy their wealth, not just manage it.” — George
Areas of Expertise and Personal Values:
Licensed insurance agent and retirement advisor in Connecticut
Extensive practice covering Medicare, life insurance, annuities, and long-term care solutions
Partners with over 200 top financial institutions for independent, client-focused recommendations
Renowned for simplifying retirement planning with real-life analogies and an approachable style
Dedicated to helping clients replace pensions and mitigate market risks with personalized strategies
What our clients say about George
Gavin Foley
Comprehensive Retirement Planner and Medicare Advisor
Gavin Foley brings a wealth of experience as a retirement planner and licensed insurance broker. He specializes in Medicare, retirement planning, financial planning, and Social Security strategies—helping clients gain confidence as they transition into and through retirement. With a consultative and compassionate approach, Gavin helps Connecticut’s seniors craft retirement solutions designed for long-term security and peace of mind.
As an independent broker actively serving the Connecticut community, Gavin partners with leading carriers to deliver a wide range of plans tailored to diverse health and financial needs. His commitment to clarity and personalized service makes him a trusted advocate for retirees ready to build a more secure future.
“My mission is to make retirement planning simple, accessible, and stress-free—so you can focus on what matters most in life.” — Gavin
Areas of Expertise and Personal Values:
Licensed insurance and retirement planning expert based in Shelton and Naugatuck, CT
Specializes in Medicare, Social Security, financial and retirement income planning
Independent broker providing customized recommendations and access to top insurance carriers
Known for supporting clients with patience, clarity, and a service-first mindset
What our clients say about Gavin
Danielle Geddes
Comprehensive Retirement Planner and Medicare Advisor
Danielle Geddes is a licensed health and life insurance broker with two years of professional experience, specializing in Medicare and life insurance plans for clients across Connecticut. She has a genuine passion for helping people make sense of their options and prides herself on simplifying the often confusing and overwhelming insurance process. Danielle is dedicated to building lasting relationships and making sure clients feel informed, confident, and supported at every step.
As a wife and mother of three, Danielle understands the importance of protecting what matters most—family, health, and peace of mind. Her approachable and compassionate style ensures every client receives personalized recommendations crafted to fit their unique needs.
“I believe everyone deserves to feel secure about their future, and my goal is to make life and Medicare planning simple.” — Danielle
Areas of Expertise and Personal Values:
Licensed health and life insurance broker focusing on Medicare and life insurance
Known for simplifying complex information so clients feel confident
Passionate about building supportive, lasting client relationships
Committed to helping clients protect their loved ones and their future
Erika Spaulding
Comprehensive Retirement Planner and Medicare Advisor
Erika’s expertise lies in preparing clients for life’s “what-ifs.” She focuses on long-term, short-term, and home health care planning—helping individuals safeguard their independence and protect their assets from unexpected medical costs.
Known for her compassionate and detail-oriented approach, Erika ensures every client feels supported, informed, and empowered when making care-related financial decisions.
“My goal is to help every client retire with confidence—knowing they’ve made the best choices for themselves and their families.” — Erika
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Paul Nerkowski
Comprehensive Retirement Planner and Medicare Advisor
Paul Nerkowski is an insurance broker with American Senior Benefits in Shelton, Connecticut, specializing in Medicare, life insurance, final expense, and comprehensive retirement planning. He brings over two decades of experience in systems analysis and leverages that expertise to guide seniors through the often-complex world of retirement, health, and financial planning.
Paul is committed to making the insurance process clear and straightforward so his clients feel informed and empowered as they make important decisions about their future. He’s also active in the local community—when he’s not working, you’ll find him enjoying golf, fishing, or sketching, cheering for the Shelton Little League, or giving back through his volunteer work at St. Joseph’s Church.
“Clarity builds confidence—and I’m here to make sure every client feels informed, supported, and in control of their future.” — Paul
Depth of Experience & Commitment
Over 20 years of experience in systems analysis and retirement planning
Expert guidance for Medicare, life insurance, and final expense options
Known for a clear, confidence-building approach to client support
Active community volunteer and sports enthusiast
Our Commitment to You
At Retire With Medicare, we believe every client deserves more than just a policy—they deserve a partner. Our team is united by a shared mission: to help seniors retire confidently through education, transparency, and thoughtful financial guidance.
We provide:
Comprehensive Planning: A holistic approach that integrates income, insurance, and protection.
Personalized Guidance: Tailored solutions that align with your unique goals and lifestyle.
Ongoing Partnership: Continued support and plan adjustments as your needs evolve.
Plan With Purpose.
Retire With Confidence.
Your future deserves a team that understands the full picture of retirement.
Let’s create your plan together.
📞 Call: 1-203-217-6158
📧 Email: [email protected]
📍 Location: Shelton, Connecticut